Debt Consolidation Financing
Improving Your Business' Cash Flow
Enabling Better Operations & Profitability
Every business is unique with different circumstances and financing needs.
Therefore, before BBB will offer any specific lending application we will conduct a COMPREHENSIVE BUSINESS
ANALYSIS to determine your company's unique needs and solutions.
Perhaps your drowning in debt and the high monthly payments are making it harder to manage cash flow. If so, you might want a DEBT CONSOLIDATION LOAN to refinance all of your debt into one single lower monthly payment, giving you some breathing room.
Or, your business may need a LINE-OF-CREDIT from $250,000 to $500,000 to better manage payroll, or to purchase inventory that's deeply discounted, or manage seasonal downturns in your business. Regardless, having reserve cash is always a big plus.
Perhaps, your business is suffering from a downturn and you're struggling to make all your monthly loan/lease payments on time. When you have overwhelming debt, it strangles your cash flow and restricts your ability to grow your business, so you may need to restructure your company's debt with a DEBT CONSOLIDATION LOAN, giving you one (much lower) monthly payment you can handle.
Often times, having more (or newer) equipment would make your business more profitable. In this case, EQUIPMENT FINANCING (or leasing) may be the best solution for your business. With an EQUIPMENT TERM LOAN or LEASING new equipment is really smart because it allows you to better maintain the company's cash reserves so they're not depleted below a safe liquidity threshold.
Other times, by speeding-up the time you get paid by your customers is the fasted, smartest and cheapest way to improve your cash flow. If so, A/R and INVOICE FINANCING may be the best financing solution to immediately increase you cash flow.
Another great way to increase your cash flow (and balance sheet equity) is with an SBA LOAN to purchase the building your working out of. If you're currently renting your business location it may be possible for you to purchase that building, and with today's low interest rates you will likely be paying less than your current rent and perhaps have other tenants paying rent to you each month.
So, whatever you may need to build and better manage your business,
BBB Commercial Financing Has Your Solution.
Experts with SBA Lending Programs
5-Minute (AUTOMATED) Pre-Qualification
LOW RATES w/ EXCELLENT TERMS
SBA Loans/Grants For Small Business
Congress just passed a $4.5 Billion Dollar Relief Package for Small Businesses, but this money will go fast, so YOU HAVE TO ACT NOW TO GET IT...
Money for the original Payroll Protection Plan (PPP) ran-out quickly, and now many banks and lenders have stopped taking applications, but BBB is accepting New Applications, which will be assigned to the SBA for this next round of relief funding.
This way, you'll get funding faster. That's because you signed-up sooner, and this money is available on a FIRST-COME FIRST-SERVE BASIS, so you'll be nearer to the front-of-the-line when the new relief money is distributed
The SBA has both GRANTS & LOANS for Small Business owners. Loan Interest Rates are less than 1% interest and Grants never need to be repaid.
These special GRANTS provide an "emergency advance" of up to $10,000 to small businesses and private non-profits harmed by COVID-19 .
The advance does not need to be repaid under any circumstance, and may be used for business purposes, such as payroll or paying sick leave, or paying business obligations, like debts, rent and mortgage payments. (See p. 28, Section 1110(e)(5) of H.R. 748 (CARES Act))
Contact BBB Commercial Financing
Have a particular challenge you’re trying to deal with?
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