Credit Card Processing Services

24/7/365 Live US Based In-House Support

  • FREE Equipment Placement (POS Tablets / Wireless)

  • Next-Day Funding  

  • No Contract or Commitment

  • All-in-One Terminals w/ Keypad & Printer

  • Same Day Approvals / Fast & Easy Setup

  • We Pay Your Cancellation Fees (if required)

  • Super-Competitive Low, Low Rates

$500 CASH PAID-TO-YOU . . .


A Merchant Account is a type of business bank account that allows a business to accept and process debit and credit card transactions.

Merchant accounts are necessary accounts for many businesses, and are absolutely essential for all online businesses.


All businesses need to provide their clients with as many ways as possible for them to make payments for their goods & services. A Merchant Account does just that by allowing businesses to electronically transfer money from their client’s debit/credit cards and checks to pay.

This is a game-changer when it comes to retail business.

There are different types of merchant accounts available for businesses. Some merchant accounts are designed specifically to handle online sales, or telephone orders, while others require the card holder to be present, personally swiping their card at the time of the transaction.

A merchant account is an agreement made between the business/seller and the bank where the merchant account is held, and the “payment processor” to settle all transactions made by debit, credit cards and checks.

The merchant’s fees associated with these accounts are usually either a recurring monthly fee, or a discount rate, or a transaction fee. The rate that a business is charged for debit and credit card services provided by its merchant account is called a merchant discount rate.


Merchant cash advances are business loans received by merchants from banks or alternative lenders.

One of the virtues of a business having an active, well-managed Merchant Account with high $$$ average activity is that the company is fully qualified for a Merchant Cash Advance loan if it needs to increase its cash flow for any reason.  It’s QUICK MONEY.


Businesses with less-than-perfect credit (with monthly credit card volumes of $15,000+) often use Merchant Cash Advance loans to finance their activities because their business provides the loan’s collateral. And in some cases, these advances are paid for with future credit card receipts or with a portion of the funds the merchant receives from sales in his online account.

Rather than using a business' credit score, these alternative lenders who offer Merchant Cash Advances consider the business’ creditworthiness by looking at several other factors, including the dollar volume the merchant receives normally through its business sales and what it receives from online accounts like PayPal. 

They also look at what type of business is being conducted and how the cards are being received and/or conveyed to the merchant. 

For example, a merchant who requires all of their transactions to have the card holder present to personally swiping their card at the time of the transaction is going to be priced much differently than a business working solely with online sales or other third-party telephone orders. Merchant Cash Advance percentages & terms are determined on a case-by-case basis.

So, whatever you may need to build and better manage your business, BBB Commercial Financing Has You Covered.​

(Purchasing / Refinancing)

Experts  with SBA Lending Programs 

5-Minute (AUTOMATED) Pre-Qualification 



SBA Loans/Grants For Small Business

Congress just passed a $4.5 Billion Dollar Relief Package for Small Businesses, but this money will  go fast, so YOU HAVE TO ACT NOW TO GET IT... 

Money for the original Payroll Protection Plan (PPP) ran-out quickly, and now many banks and lenders have stopped taking applications, but BBB is accepting New Applications, which will be assigned to the SBA for this next round of relief funding.

This way, you'll get funding faster. That's because you signed-up sooner, and this money is available on a FIRST-COME FIRST-SERVE BASIS, so you'll be nearer to the front-of-the-line when the new relief money is distributed   

The SBA has both GRANTS & LOANS for Small Business owners. Loan Interest Rates are less than 1% interest and Grants never need to be repaid.

These special GRANTS provide an "emergency advance" of up to $10,000 to small businesses and private non-profits harmed by COVID-19 .

The advance does not need to be repaid under any circumstance, and may be used for business purposes, such as payroll or paying sick leave, or paying business obligations, like debts, rent and mortgage payments. (See p. 28, Section 1110(e)(5) of H.R. 748 (CARES Act))


Contact BBB Commercial Financing



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